Financial instrument products

When using European Structural and Investment Funds, managing authorities may implement financial instruments. The choice of financial instruments and of financial products must be determined in the ex‑ante assessment.

Financial instrument products include: loans, guarantees, equity and quasi-equity.

Developing an action plan

Design, set-up, implementation and winding-up of financial instruments.

To ensure a comprehensive and efficient process, managing authorities and other stakeholders may refer to the action plan described in this short reference note, which structures the life cycle of financial instruments along four logical phases.

Factsheet (The European Maritime and Fisheries Fund (EMFF))

Financial instruments co-funded by the European Maritime and Fisheries Fund are a sustainable and efficient way to invest in the growth and development of people and businesses in the fisheries and aquaculture sectors and to support the Integrated Maritime Policy. They can support a broad range of development objectives to the benefit of a wide range of recipients with the potential for funds to be reused for further investments.

Factsheet (The European Agricultural Fund for Rural Development (EAFRD))

Financial instruments co-funded by the European Agricultural Fund for Rural Development are a sustainable and efficient way to invest in the growth and development of people, businesses and resources in the agriculture and forestry sectors as well as in the rural economy. They can support a broad range of development objectives to the benefit of a wide range of recipients with the potential for funds to be reused for further investments.

Factsheet (The European Social Fund (ESF))

Financial instruments co-funded by the European Social Fund are a sustainable and efficient way to invest in the growth and development of people and their skills in order to promote employment and social inclusion goals across the EU. They can support a broad range of development objectives to the benefit of a wide range of recipients with the potential for funds to be reused for further investments.

Factsheet (The Cohesion Fund (CF))

The Cohesion Fund (CF), one of the European Structural and Investment Funds, encourages investments in priority trans-European transport networks and investments related to energy or transport that benefit the environment in terms of energy efficiency, use of renewable energy, developing transport and supporting intermodal transport. The CF has an overall budget of €63 billion for 2014-2020. This support is provided to Member States whose Gross National Income per inhabitant is less than 90 % of the EU average.

Factsheet (The European Regional Development Fund (ERDF))

Financial instruments co-funded by the European Regional Development Fund are a sustainable and efficient way to invest in the growth and development of people and businesses in EU regions and cities. They can support a broad range of development objectives to the benefit of a wide range of recipients with the potential for funds to be reused for further investments.

Factsheet (A sustainable way of achieving EU economic and social objectives (ESIF))

Financial instruments co-funded by the European Structural and Investment Funds are a sustainable and efficient way to invest in the growth and development of people and businesses in the EU Member States and regions. They support a broad range of development objectives to the benefit of a wide range of recipients, with the potential for funds to be reused for further investments.