Factsheet (Financial gap in the EU agricultural sector)

This report offers a first look into the financial gap for agricultural enterprises for short-term and for medium and long-term loans. It is based on established European Commission methodology (Ex-ante assessment of the EU SME Initiative, 2013) and incorporates improved calculations. The input variables are based on updated data from Eurostat, the Farm Accountancy Data Network (FADN) provided by DG AGRI and the SAFE survey. Wherever specific data for the agricultural sector was not available, approximations were used.

Targeted Coaching on financial instruments for EAFRD managing authorities

The targeted coaching service from fi-compass is designed to help build capacity about financial instruments for managing authorities that use the European Agricultural Fund for Rural Development (EAFRD). This coaching provides knowledge and confidence to help EAFRD managing authorities to ‘get going’ with financial instruments. It is designed in a way that addresses the specific needs of each participating managing authority.

Factsheet (Financial instruments for European agriculture and rural development)

Financial instruments using the European Agricultural Fund for Rural Development (EAFRD) provide benefits through investments that improve agricultural competitiveness and resource efficiency, as well as strengthen the overall rural economy. The European Commission in partnership with the European Investment Bank Group provides methodological advice and awareness-raising activities about EAFRD financial instruments through the fi-compass knowledge sharing platform.

Factsheet (Financial instruments working with personal loans)

In the framework of the European Social Fund (ESF) thematic objectives, personal loans refer to finance for individuals that have been excluded from traditional financial services. These are often given for education or training, or to improve their employment prospects or towards reconciliation of work and private life. Personal loans co-financed by the ESF often have better terms than market loans including lower interest rates, longer and more flexible repayment periods, and lower or no collateral requirements.

Factsheet (Financial instruments working with social entrepreneurship)

This fi-compass factsheet explains how to distinguish social enterprises' financial needs from those of other enterprises and how to address these needs using European Social Fund (ESF) financial instruments. Content covers five topic areas: social enterprises and how they can contribute to the ESF objectives; the social enterprise financial ecosystem; financial intermediaries working with social enterprises; financial products for social enterprises; and combination of support for social enterprises.

Factsheet (Financial instruments working with microfinance)

This factsheet provides information on the opportunities available in the 2014-2020 programming period where financial instruments are a sustainable complement to traditional grant based financing. Primarily intended for European Social Fund (ESF) managing authorities and other stakeholders, this document raises awareness and builds a deeper understanding of the role of ESF programmes in supporting microfinance instruments.

Financial instrument products

When using European Structural and Investment Funds, managing authorities may implement financial instruments. The choice of financial instruments and of financial products must be determined in the ex‑ante assessment.

Financial instrument products include: loans, guarantees, equity and quasi-equity.

Developing an action plan

Design, set-up, implementation and winding-up of financial instruments.

To ensure a comprehensive and efficient process, managing authorities and other stakeholders may refer to the action plan described in this short reference note, which structures the life cycle of financial instruments along four logical phases.