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services on financial instruments under the
fi-compass is a unique platform for advisory
for Employment and Social Innovation (EaSI).
European Structural and Investment Funds
(ESIF) and microfinance under the Programme
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be an important tool for boosting EU agriculture.
Investments, in a variety of forms, will help create a modern, dynamic agri-food
sector to create jobs and enhance growth in the EU. Financial Instruments will
Financial instruments using the European Social Fund
can support a wide range of financially viable
investment projects
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Financial instruments under the European Social Fund promoting Social Impact Investment

Member States can use the European Social Fund (ESF) to support financial instruments such as loans, guarantees or equity products. These opportunities can help to improve access to finance for organisations, enterprises or individuals in ways that create both financial and social benefits and contribute to the ESF thematic objectives and Europe 2020 targets. Measuring social as well as financial returns is a key element of Social Impact Investment (SII).

Local advice about financial instruments from the Enterprise Europe Network

Small and Medium sized Enterprises (SMEs) are among the most common group of final recipients for financial instruments using the European Structural and Investment Funds (ESIF). Awareness-raising about opportunities for SMEs from ESIF financial instruments happens at different levels and locally-based advice is beneficial.

New summary (in 23 languages) of guidelines on combining European Structural and Investment Funds with the European Fund for Strategic Investments

The European Fund for Strategic Investments (EFSI) – the heart of the Investment Plan for Europe - and European Structural and Investment Funds (ESI Funds) both play a crucial role in creating jobs and growth. 

New fi-compass case study focuses on business loans in Malta

The latest case study published by fi-compass presents a First Loss Portfolio Guarantee (FLPG) instrument implemented in Malta from 2011 to 2015 for small and medium sized enterprises (SMEs). These types of businesses play a predominant role in the Maltese economy, with SMEs accounting for 99.8% of companies and 79% of jobs in the country. Access to credit for SMEs had been difficult in the recent past.

EU-wide research study sheds light on SME financing patterns

Fi-compass provides advisory services on financial instruments funded by European Structural and Investment Funds (ESIF). A key target group for many ESIF financial instruments is small and medium size enterprises (SMEs). These comprise a diverse range of businesses with differing financing profiles and they include enterprises that are eligible for support from each of the ESI Funds.

fi-compass workshop supports the development of Greek microfinance

Microfinance and the social economy were discussed at a fi-compass EaSI TA workshop on 2 March in Athens. The workshop built on existing Greek interests with microfinance and included a focus on the regulatory framework.

Estonia launches new rural development loan funds

Europe's first EAFRD financial instrument in 2014-2020 has now been launched by Estonia's Ministry of Rural Affairs. Estonia, after completing the legally required ex-ante assessment, has given a green light for two Loan products of total volume of EUR 30.1 million under its Rural Development Programme for 2014-2020.

Financial instruments for SMEs are a top priority for fi-compass stakeholders

As part of the ongoing actions to ensure that fi-compass remains aligned with stakeholders’ needs, a user survey was carried out at the end of 2015. It highlighted that advice about financial instruments for Small and Medium-sized Enterprises (SMEs) is a top priority for many fi-compass stakeholders.  

New Guidance note about interest and other gains generated by European Structural & Investment Funds support paid to financial instrument (Article 43 Common Provisions Regulation)

A new European Commission Guidance note has been published to clarify how Member States should deal with interest or other gains generated from the investment of European Structural & Investment (ESI) Funds contributions to financial instruments. In the context of ESI Funds, the term 'treasury management' is used in relation to Article 43 of the Common Provisions Regulation which provides for investing the ESI Funds contribution to a financial instrument following the principles of sound financial management, and regulates the use of interest and other gains generated thereto.

Improving understanding about EU finance for business

Business support for small and medium sized enterprises (SMEs) remains a common focus for the Member States’ financial instruments. Success factors for these instruments include the importance of managing authorities understanding SMEs financing requirements. Success is also aided when SMEs understand the support available from manging authorities.