Ms Cathy Smith, fi-compass expert, Mr Josip Grgić, EU Funds and Financial Instruments Specialist, Croatian Bank for Reconstruction and Development (HBOR), Croatia, Mr Götz von Thadden, Head of Unit, Financial Instruments Baltic Sea and Northern Europe (BSNE-1), European Investment Bank, Mr Gábor Soós, Legal advisor, EU Financial Instruments Department, MFB Hungarian Development Bank, Mr Piotr Stołowski, Head of Division Northern & Central Eastern Europe, Mandate Management – Debt, European Investment Fund