Banco Portugues de Fomento: Capitalizar Mais Guarantee

The purpose of this Line is to support Portuguese SME through: (i) Operations aimed at strengthening business capacity for the development of newproducts and services, or innovations at the level of processes, products, organization, or marketing, (ii) Financing operationsintended for newinvestment in tangible or intangible fixed assets, as well as for increasing working capital, and (iii) Operations aimed at theacquisition of real estateallocated to business activity. The beneficiaries are Companies certified as SME.

  • Preferred Sectors: Projects within economic activities, with a particular focus on those aimed at the production of tradableandexport-orientedgoods and services.
  • Geographical Scope: Projects located in the NUTS II Regions of theAçores, Alentejo, Algarve, Centro, Lisboa, or North.
  • Maximum financing term: Up to 12 years
  • Financial Intermediaries: Commercial Banks and Mutual Guarantee Societies
  • State Aid Legal Framework: Minimis Regulation (Regulation (EU) No. 1407/2013 of 18 December / GBER Regulation (EU) No. 651/2014of 16 June), EUstructural funds (ERDF) / PT2020
Competition theme: 
Innovation

Submitting organisation: 
Banco Português de Fomento

Type of authority: 
Bank

Financial instrument name: 
Linha Capitalizar Mais
Country: 
Portugal

Funding source: 
ERDF

Type of financial product: 
Guarantee

Financial size:
EUR 1 600 000 000