Stories

Articles on how financial instruments are being implemented on the ground

Malta image map
31 May 2024
EERE Malta: Propelling the green transition

Thanks to the EERE Malta financial instrument powered by ERDF resources, Fonicom has successfully managed to reduce its energy consumption, thereby minimising its environmental footprint.

ERDF/CF
Malta
Romania
14 June 2024
Morphosis Capital: Shaping up wellness in Romania

Stay Fit Gym – an enterprise promoting physical training, mental health and sustainability in Romania, received support and funding from Morphosis Capital, under an ERDF financial instrument.

ERDF/CF
Romania
A berry successful business venture - Hero image
15 December 2023
A berry successful business venture

Thanks to the financial backing of the Micro and small loans for rural development 2014-2020, Ivica Babojelić, a young farmer growing organic berries in Samobor, West of Zagreb, could kickstart his project and transform his mother’s plot of land into a flourishing family farm.

EAFRD
Croatia
Nuventura product - HERO
14 December 2023
A leap towards sustainability

Thanks to the venture capital (VC) support from IBB Ventures, backed by European Regional Development Fund resources, Nuventura, a Berlin-based start-up is spearheading a green revolution.

ERDF/CF
Germany
FSMA article - HERO
14 December 2023
New education scheme is a triumph

An EU-funded scheme, in the field of human capital, is implemented by the Malta Development Bank (MDB) and backed by the European Social Fund (ESF and ESF+). The blended financial instrument combines a guaranteed loan with a grant in the form of interest rate subsidy. Over the past four years, this instrument has allowed more than 500 students finance their studies.

ESF/ESF+
Malta
Monica Melton
13 December 2023
A helping hand to a passionate entrepreneur

Thanks to the project ‘Entrepreneurial Training Programme for migrants’ Jeffrey Msamala, a 34-year-old man originally from Zimbabwe, could build a valuable network and move forward his water sanitation company in the Netherlands. 

AMIF
Netherlands
Cover picture
16 July 2023
Barabar, did you say?

Thanks to a microloan backed by SIS Credit under the ESF financial instrument, a group of friends created Infinite Games Ltd, a social enterprise active in the field of human rights education.

ESF/ESF+
Bulgaria
Credit Fund Lombardy supports the agri-food chain
13 July 2023
Credit Fund Lombardy supports the agri-food chain

Implemented in 2017, the EAFRD Credit Fund Lombardy, a grant combination financial instrument made access to finance easier for agri-food companies while improving primary producers’ integration in the agri-food chain.

EAFRD
Italy
Turning adversity into opportunity
13 July 2023
Turning adversity into opportunity

Every migrant's journey is unique, and Viviana Santana's story is no exception. In 2020, Viviana, a 38-year-old lawyer, along with her family, settled in Spain and successfully launched a cleaning business. 

AMIF
Greece , Spain