This ‘fi-compass Showcase 2019’ submission is a video story from Croatia about the family-owned company Termostroj, founded 30 years ago and producing electric boilers for central heating and many other purposes. The company exports mainly to technologically demanding markets for over 20 years now. With the help of the loan from the financial instrument ‘ESIF Growth and Expansion Loans’ co-financed by the European Structural and Investment Funds (ESIF), Termostroj could buy new equipment and build a new part of the production hall and modernise the existing one, resulting in increased capacity and improvement in the quality of its products. Nina Roglić, Director of Termostroj, says: “With help of ESIF Growth and Development Loans we have been given the opportunity to compete better in the European and world markets.” The ESIF financial instrument ‘ESIF Growth and Expansion Loans’ is being implemented by the fund of funds manager, the Croatian Bank for Reconstruction and Development (HBOR), via 3 commercial banks. The video explains also the overall allocation of the loan instrument, the range of available loans, the type and sectors of potential final recipients, how the loans are being financed as well as their interest rate.