ESF financial instruments in action: impact and success stories
Model for a financial instrument with a grant component to support energy efficiency
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This document aims to describe models Managing Authorities (MAs) may use to support energy efficiency projects that combine grants with loans in a single financial instrument operation. The model financial instruments are intended to provide a non-exhaustive insight into the potential for MAs to use the new flexibilities in Article 58 of the Common Provisions Regulation (CPR).
Micro and small loans for rural development 2014-2020, Croatia
This case study describes the set-up and implementation of a financial instrument under the Rural Development Programme (RDP) 2014-2020 in Croatia aimed at supporting access to funding for the agricultural sector. The instrument includes micro and small loans for rural development, and third financial product that was added during the COVID-19 crisis – micro working capital loans.
Julien’s and Marie’s story – Organic farming for a more sustainable future
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For Marie Lauret and Julien Navailles, based in Bidache, the Alter'NA guarantee loan was the stepping stone they needed to enter the agricultural sector and start their organic production.
Thanks to the guarantee loan they were able to finance their production greenhouses, market gardening tools as well as a storage building for their crops.
The Alter'NA guarantee fund, set up with EUR 36 million from Nouvelle-Aquitaine regional funds, the European Agricultural Fund for Rural Development (EAFRD), and the European Fund for Strategic Investments (EFSI, Juncker Plan), has already helped hundreds of farmers in the Nouvelle-Aquitaine region to implement sustainable agriculture projects.
Aurélien’s story – Improving animal welfare with EAFRD financial instruments
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Thanks to the Alter'NA financial instruments, Aurélien Perrot, a farmer based in Nouvelle-Aquitaine was able to buy shares in the co-operative farm 'La Roche' were he had been working for three years as an employee, realising his childhood dream.
The guarantee loan allowed him to finance the construction of a barn to raise the farm's goats in good conditions and to facilitate their access to the pastures.
The Alter'NA guarantee fund, set up with EUR 36 million from Nouvelle-Aquitaine regional funds, the European Agricultural Fund for Rural Development (EAFRD), and the European Fund for Strategic Investments (EFSI, Juncker Plan), has already helped hundreds of farmers in the Nouvelle-Aquitaine region to implement sustainable agriculture projects.
Rémi’s story – A helping hand to expand the family business
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Thanks to the Alter’NA financial instrument, Rémi Labescau, a young farmer from Nouvelle-Aquitaine could kickstart his cow breeding project and join the family business, a 60 hectare farm previously dedicated to chicken breeding and market gardening.
With the Alter'NA guarantee loan he was able to purchase his herd and the equipment necessary for milking and breeding animals, as well as to renovate all the buildings of his parents’ farm.
The Alter'NA guarantee fund, set up with EUR 36 million from Nouvelle-Aquitaine regional funds, the European Agricultural Fund for Rural Development (EAFRD), and the European Fund for Strategic Investments (EFSI, Juncker Plan), has already helped hundreds of farmers in the Nouvelle-Aquitaine region to implement sustainable agriculture projects.