Access to finance for smaller farms in the EU

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Explore the full recording of the conference 'Access to finance for smaller farms in the EU', organised by the European Commission's DG AGRI in partnership with the European Investment Bank. Gain insights into the challenges faced by smaller farms in accessing finance and discover examples of currently implemented EAFRD financial instruments and national schemes supporting their financing across the EU. Hear from key speakers including Mihail Dumitru from DG AGRI and Hubert Cottogni from the European Investment Fund as they discuss the importance of the reformed Common Agricultural Policy in supporting smaller farms and the role of financial instruments in fostering sustainability, resilience, and competitiveness in the agricultural sector.

Simone's story – A new cheese production facility

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Thanks to a European Agricultural Fund for Rural Development (EAFRD) financial instrument, Simone, a young cheese producer based in the Friuli Venezia Giulia region of Italy, was able to create a small dairy laboratory and buy all the necessary equipment. The Region’s Loan Fund helped him join the family business and maintain the tradition.

Set-up with EUR 93 million from the Rural Development Programme of the Friuli Venezia Giulia region and regional resources, the EAFRD Loan Fund has helped hundreds of farmers in the region to improve their production and become more competitive.

Loan fund for smaller farms

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The agricultural sector needs to respond quickly to current challenges. To do this, we must provide farmers with investment opportunities, allowing them to innovate and achieve their goals. In this video case study, we hear first-hand accounts of how the EAFRD Loan Fund has supported farmers in the Friuli-Venezia Giulia Region of Italy to grow their business and improve production.

The EAFRD Loan Fund, a revolving fund set-up with EUR 93 million, from the Rural Development Programme of the Friuli-Venezia Giulia Region and regional resources has already helped hundreds of farmers in the Friuli Venezia-Giulia region to innovate and grow their business.

Model for a financial instrument with a grant component to support energy efficiency

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This document aims to describe models Managing Authorities (MAs) may use to support energy efficiency projects that combine grants with loans in a single financial instrument operation. The model financial instruments are intended to provide a non-exhaustive insight into the potential for MAs to use the new flexibilities in Article 58 of the Common Provisions Regulation (CPR).

Micro and small loans for rural development 2014-2020, Croatia

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This case study describes the set-up and implementation of a financial instrument under the Rural Development Programme (RDP) 2014-2020 in Croatia aimed at supporting access to funding for the agricultural sector. The instrument includes micro and small loans for rural development, and third financial product that was added during the COVID-19 crisis – micro working capital loans.