Armat is a family-run business located in Wilczkowice Górne, Masovian Voivodeship, Poland. The company is a producer and wholesale supplier of synthetic construction materials, including a range of foils used in construction and agriculture. The company recycles specific types of plastic waste into granules which are then re-used. Thanks to the ERDF Biznesmax guarantee, Armat could expand and renovate its existing office building and install a photovoltaic system to partly cover the company’s energy use.

The ERDF-powered Biznesmax with a simple first-loss portfolio guarantee is supporting the development of innovative entrepreneurs as well as green projects in small and medium-sized enterprises (SMEs) in Poland. The instrument is combined with an interest rate subsidy. It was able to quickly adapt to changing circumstances by using the new regulatory flexibilities of the Coronavirus Response Investment Initiative (CRII) and Coronavirus Response Investment Initiative Plus (CRII Plus).

Interjarek Sp. z o. o. is a family-owned company in the Greater Poland Voivodeship, producing a wide range of spices, seasoning mixtures and hampers. Thanks to the ERDF Biznesmax guarantee the company undertook an investment to install a photovoltaic system of more than 1 300 solar panels, covering nearly all of their energy needs.

The ERDF-powered Biznesmax with a simple first-loss portfolio guarantee is supporting the development of innovative entrepreneurs as well as green projects in small and medium-sized enterprises (SMEs) in Poland. The instrument is combined with an interest rate subsidy. It was able to quickly adapt to changing circumstances by using the new regulatory flexibilities of the Coronavirus Response Investment Initiative (CRII) and Coronavirus Response Investment Initiative Plus (CRII Plus).

Interviews with Mateusz Olszak, Director of Guarantees and Sureties and Piotr Natkański, Director of the Sales and Development Office, at Bank Gospodarstwa Krajowego.

The ERDF-powered Biznesmax with a simple first-loss portfolio guarantee is supporting the development of innovative entrepreneurs as well as green projects in small and medium-sized enterprises (SMEs) in Poland. The instrument is combined with an interest rate subsidy. It was able to quickly adapt to changing circumstances by using the new regulatory flexibilities of the Coronavirus Response Investment Initiative (CRII) and Coronavirus Response Investment Initiative Plus (CRII Plus).

Interview with Iwona Śnietura-Sobczak, Director, Wieluń Branch, ESBANK Bank Spółdzielczy, Poland.

The ERDF-powered Biznesmax with a simple first-loss portfolio guarantee is supporting the development of innovative entrepreneurs as well as green projects in small and medium-sized enterprises (SMEs) in Poland. The instrument is combined with an interest rate subsidy. It was able to quickly adapt to changing circumstances by using the new regulatory flexibilities of the Coronavirus Response Investment Initiative (CRII) and Coronavirus Response Investment Initiative Plus (CRII Plus).

Interview with Adam Hirny, Director, Energy Transformation Department, BNP Paribas Bank Polska S.A.

The ERDF-powered Biznesmax with a simple first-loss portfolio guarantee is supporting the development of innovative entrepreneurs as well as green projects in small and medium-sized enterprises (SMEs) in Poland. The instrument is combined with an interest rate subsidy. It was able to quickly adapt to changing circumstances by using the new regulatory flexibilities of the Coronavirus Response Investment Initiative (CRII) and Coronavirus Response Investment Initiative Plus (CRII Plus).

Interview with Daniel Szczechowski, Head of Financial Instruments Unit, Ministry of Development Fund and Regional Policy.

The ERDF-powered Biznesmax with a simple first-loss portfolio guarantee is supporting the development of innovative entrepreneurs as well as green projects in small and medium-sized enterprises (SMEs) in Poland. The instrument is combined with an interest rate subsidy. It was able to quickly adapt to changing circumstances by using the new regulatory flexibilities of the Coronavirus Response Investment Initiative (CRII) and Coronavirus Response Investment Initiative Plus (CRII Plus).

Explore key insights from the 8th annual EU conference on EAFRD financial instruments, where the European Commission and the European Investment Bank convened to address the pressing challenges confronting the agricultural sector and rural areas. Delve into discussions on strategies for building resilience and sustainability in agriculture, including CAP economic interventions, support for young farmers, and innovative financial instruments. Gain valuable perspectives from managing authorities, farm unions' representatives, and policymakers on navigating market pressures and advancing the green transformation of the European economy.