Methodological approach used for the analysis is based on desk analysis of current financial products for agriculture through the screening of financial intermediaries’ websites, structured interviews with selected financial intermediaries from the desk research and elaboration of product fiches for identified ‘flexi’ products, based on desk analysis and interviews conducted.

EU farmers face economic challenges during times of price volatility, such as unexpected changes in market conditions creating uncertainty, which increases the risks both for farmers seeking finance and for financial institutions providing such finance. These circumstances may lead to sub-optimal investment decisions in agriculture, which suggests that EAFRD support through financial instruments for new flexi products could help.